THE HUB for all your Protection needs
We all understand the importance of insurance, but many do not protect the most precious of all, you and your family
When you buy your home the last thing on your mind is illness, accident, death or redundancy. Unfortunately many experience a life changing event which will have a devastating effect on your ability to pay your mortgage, care for your family and maintain your lifestyle.
Everyone has different needs, priorities and budgets, Your Mortgage Hub have the experience to advise you with all aspects giving you peace of mind to know that you are prepared for whatever life of death throws at you, and are here to help with a service that includes Trusts.
Types of cover range, from lump sum payments in the event of death or critical illness ensuring your mortgage is paid off and/or lifestyle can be maintained, to a monthly income to cover the essential bills in the event of being off work through accident or long term illness. Your Mortgage Hub want to minimise the effect of such a situation, we cannot prevent it happening, but we can help you prepare for it.
So why not give us a call, we do not charge a fee for reviewing and carrying out any work on your protection policies.
As with all insurance policies, conditions and exclusions will apply.
Caroline has been exceptional, always helpful, always available. She has provided us with brilliant advice in all areas.
Miss Sleaford & Mr Shores - 21/02/2017
Caroline Hall has been a very great asset during our recent equity transfer and purchase. Her flexible and creative thinking found an ideal solution to a potentially expensive or time consuming process. For this she demonstrated her excellent understanding of the rules surrounding equity transfers, stamp duty and the Forces Help To Buy scheme. Caroline was very reliable with all work and communications, being contactable and engaging with the lenders direct during both work and her own time. She was also quick to contact parties involved to keep the process moving, being especially supportive during the final 5 weeks whilst I was out of the country with work. She engaged with the solicitors and lenders, checked correspondence and documents for correctness during a very stressful time for us. She is definitely worth her fee and we have already recommended her to friends.
Matt - 31/10/2016
Caroline Hall has given us trustworthy advice. She is very professional and knows what she is talking about. The service and support you get from her is extremely good. We would definitely recommend her to anyone and would use her again if needed.
Mr & Mrs Walker, Lincoln - 22/06/2016
I first met Caroline in 2013 at a Housing Advice Workshop for HM Forces personnel due to leave their respective Service. I was looking for advice on Mortgages, finance and general knowledge of the existing housing market across the Cambridgeshire region. I found Caroline to be very approachable, extremely knowledgeable and an attentive listener. In my final few months of the Armed Forces, my wife and I found a property and decided to engage Caroline for support. She carefully guided us through the intricacies of the mortgage options, advised on suitable solicitors, and was there at the end of the phone or email every step of the way; nothing was too much. When we secured the mortgage, Caroline simply guided us through the next steps and how she would be there to support; a service that was simply beyond what we would’ve expected. Such was the experience, my wife and I have used Caroline’s services time and time again to secure the best mortgage rates, whilst being advised about the current market conditions. A special mention must also go to Caroline’s recent guidance about our Life Insurance & Critical Illness policy which is provided as part of her services. My wife contracted a life-threatening illness in early 2019 and whilst going through treatment, the last thing in our minds was how the Critical Illness part of the Insurance could support us. When we discussed my wife’s situation over a call, Caroline brought this back to our attention and she helped us arrange the necessary documentation and guided us when we were fragile getting through treatment. Thankfully we were given the right advice at the time of creating the policy and we were favourably looked upon by the insurers. Something I don’t consider as chance, but as due diligence undertaken by Caroline when guiding, advising and confirming the right policy. To conclude, we regard Caroline more as a friend than ‘our’ mortgage advisor as her ability to engage meaningfully is something that endears us to her and is a trait largely missing from that sector. She is engaging, knowledgeable, attentive and supportive. We simply wouldn’t go anywhere else.
Client - Lincolnshire - 25th March 2020
Thank you so much for all your help Caroline we couldn't have done it without you. As first time buyers the whole process has been made so much more bearable with the support of someone who has been knowledgeable and professional as well as friendly and genuine. This really helped us to feel comfortable and able ask away with all those silly things. Buying a house is something you have to do properly and really think about what you want and need. Caroline supported us throughout the whole process and offered us advice in order for us to make our decisions with no pressure. A source of knowledge and experience, who is always available for advice or to chase things up. Simply goes above and beyond to ensure everything is sorted out and is as it should be. Very pleased with this service and to have met someone as lovely as Caroline, well worth it. We would definitely recommend Carolines help.
Natalie & Lewis - 20/07/2017
Darren offered a comprehensive and excellent service that met our mortgage needs. He was very efficient throughout the process and did his upmost to give us the deal that we required. We would both like to thank Darren for his time and effort throughout the process to make it as easy and stress free as possible.
Carl & Leanne, Skegness- 24/04/2017
Swift service with no "bull".
Mrs Veal - Peterborough - 19.03.19
Amazing man, can't say thank you enough.
Mr & Mrs Slater - 18.03.19
Darren at Your Mortgage Hub exceeded all of our expectations and continually went the extra mile for us to ensure that everything went so smoothly for our mortgage with no delays and no stress whatsoever for us. He was friendly and approachable, incredibly efficient and organised, and replied to any queries, day and night, and even whilst on holiday! We felt we understood the process fully all the way through and that no query was too big or too small for Darren to deal with. We would highly recommend Your Mortgage Hub time and time again.
Julia & Simon - 09/11/2016
Darren provided an excellent service and found me a mortgage that perfectly fitted my needs. I will use him again and definitely recommend him to anyone looking for a mortgage.
Mr & Mrs Wilson, Skegness- 28/02/2017
Ashley Lambert has provided and excellent service. He was professional and understood exactly what I required in regards to a mortgage. He kept me well informed and gained me a mortgage offer within a week. I would recommend Ashely in the future.
Client, Lincolnshire - 18.12.19
Caroline was such a help to us as first time buyers. She was patient, friendly & professional, and explained every step of the process from start to finish. We have, and would, recommend.
Ric & Antonia -06/07/2017
Darren has provided us with a friendly & professional service throughout our mortgage application with clear & precise advice. We highly recommend his service for any financial advice and would not hesitate to use his services again. Smooth & stress free
Steve & Tina Green, Spalding - 15/05/2017
Darren was brilliant from beginning to end, and even beyond. Always on hand to answer any questions or lay any concerns to rest, always responded promptly ensuring we were never left wondering for long. Will be recommending if any friends or family need an excellent adviser.
Sam & Sophie, Peterborough - 30/07/2017
Darren was very quick and efficient at sorting out my Help to Buy and Mortgage. I had attempted to do myself and got myself in pickle, and he picked everything up straight away – within a week and a half I had Help to Buy approved and a Mortgage offer! Very grateful for the very prompt response and keeping me updated through every step.
Leanne - 25/09/2017
Darren has been brilliant throughout the process, providing us with trustworthy advice and keeping us updated throughout. The service and support he has provided for us is commendable and we would recommend him to anyone, without hesitation.
Karl & Farrah, Peterborough - 27/09/2017
Darren has gone above and beyond to source us a mortgage. Due to our circumstances, options were limited and we really thought we wouldn't be able to ever get one, but due to Darren's hard work & commitment to us, we're finally there and able to get our dream family home.
Ashley Epton, Skegness- 25/08/2017
We were mortgaging an unconventional new-build house that seemed to unnerve conventional money lenders, and throughout a long-winded process that was at times somewhat fraught. Caroline was patient and persistent, and we were never in doubt that she would be able to achieve the result that we needed. We are very grateful for her dedication, her support and her exceptional knowledge of the market and can’t recommend her services highly enough.
Mr & Mrs Hollis, Lincoln - 03/11/17
Darren has been fantastic throughout my process of applying for a mortgage for my first house. His advice was spot on and the service and support has been exceptional. I would 100% recommend him to any prospective buyer. Thank you.
Mr Cooper, Crowland - 20/12/2017
Darren provided a first class service in finding me my first mortgage. He kept me well informed throughout each stage of the process. He is friendly and very efficient replying to any query or concern very promptly. I would highly recommend him to anyone looking for a mortgage or financial advice.
T Mack, Swineshead - 24/01/2018
Darren has been excellent throughout the whole process, taking lots of stress away from ourselves. Very professional and always only an email away no matter how small the question is! I would not hesitate in recommending him to anyone - 100% worth every penny.
Max & Sophie, Crowland, Lincolnshire - 21/03/2018
Darren has been brilliant from the start of the process to the finish. Very prompt with all communication even when away on holiday! Thank you very much for all your help.
Josh, Skegness - 04/01/2018
Darren Murphy has always put my interests first by giving sound and trustworthy advice. The service and support has always been exceptional. I would recommend him to anyone.
Client, Lincolnshire - 25/03/2018
Excellent service, always replied quickly and kept us informed. Went above and beyond to get our re-mortgage through.
Client, Lincolnshire - 15/05/2018
Your Mortgage Hub were incredibly helpful in finding a suitable mortgage deal. They were efficient, informative and worked tirelessly to find the best deal. An excellent service!
J White, Spalding - 12/06/2018
Darren has been a massive help and has done everything for us. There is no way we could have coped without him.
Carly & David, Skegness - 01/06/2018
Highly Recommended - Darren made sure we understood every step of the process and communication was excellent.
Mr & Mrs Lord - 07/06/2018
Caroline's professional service and continuous support is beyond words. What we have found exceptional is that Caroline has put an extreme and prompt effort to understand our requirements and circumstances and in the end she has succeeded. Many thanks
Mr & Mrs Erem - 15/06/2018
Darren provided a quick and thorough service, making the process as simple and stress free as possible. I would recommend him to anyone who wants an excellent, personalised advisor to help them through the process
Miss Fuller - 25/07/2018
Darren has been an invaluable asset when buying my first property. His knowledge has been excellent and he has always given excellent advice. The service he has provided has been exceptional, and I wouldn't hesitate in recommending him to anyone!
J Anderson - 08/08/2018
From our initial phone call we were put completely at ease by how personable yet professional Darren was. Throughout the entire process he has proven to be incredibly efficient, knowledgeable and helpful. Darren ensured that we understood each stage of the process clearly and he was available to answer any queries day or night, often going above and beyond to support us. We would like to thank Darren for assisting us so brilliantly. We are very glad that we got in touch and would definitely recommend him to anyone wanting the process to be as stress free as possible!
Mr & Mrs Knight - 09/08/2018
Darren has been so helpful and has been clear and supportive throughout this whole process. He is so professional and we couldn't recommend him highly enough. Thank you so much!
Georgia & Joe - Holbeach - 07/06/2018
Darren gave us impeccable advice from the start and always took our needs into consideration. He was always happy to answer any questions we had quickly and kept us updated all the way.
Client - Lincolnshire 04/10/2018
I couldn't recommend Darren Murphy from Your Mortgage Hub highly enough. The first time I contacted him was around 9 months ago just after we had put our house on the market. We had found a new build we liked and asked Darren to help us with our new mortgage. Without taking any payment, he got to work on looking into potential mortgages that would fit, took all our financials and ran the numbers to give us an indication that we could afford. Darren answered many questions from me, whether it would be first thing in the morning, or late at night. He was very prompt and honest which was just what we needed. Once we had sold STC and found a house, Darren then took the updated information from us and contacted potential lenders within the same day so he had an idea of our position. We had an agreement in principle shortly afterwards and then the lender arranged for the valuation to be carried out, and within a day of that we had our mortgage offer. Darren was so helpful, very thorough and dedicated a lot of his time to getting our mortgage. Even though it took us nearly 9 months to sell and have somewhere to buy, he did not differ in the service offered and kept in contact.
Charles & Katie - Spalding - 30/11/2018
Darren has been so helpful in securing us with our mortgage, nothing was too much hassle for him and he was always very prompt in getting back to us. He also persisted with our individual case and didn't give up when it looked like we were all out of options, couldn't of asked for any more from him. I would be happy to recommend his services to any family and friends who are struggling to find a mortgage in the future.
Miss Bridie Marshallsay & Miss Bethany York - Skegness - 08.03.19
The service Darren supplied was exceptional. Every question I had was answered professionally and in a timely manner. I have already stated to recommend him to friends/family. Thanks for everything!!.
Terri & Shaun - Alford - 18.01.19
Darren has been nothing but a great help to us and has made the process of buying our first home run smoothly and feel less daunting. He answered all my questions and queries with clear and knowledgeable advice. I would highly recommend Darren to anyone, especially for anyone buying their first home.
Bethany Haslam & Brandon Gittos - Boston - 04.04.19
Thanks so much to Diane Beckett for making the whole process so easy. She was an absolute pleasure to deal with, very professional and helpful. I would recommend Your Mortgage Hub, and in particular, Diane, to anyone looking for a mortgage.
Simon Davies - 19.12.19
Diane has been so helpful throughout the whole mortgage application. Nothing has been too much bother. She has explained everything in a really easy to understand manner, has kept us up to date throughout the whole application and even chased up solicitors and estate agents when required. In summary the service and support has been exceptional and we would recommend her to anyone..
Seth & Laura Jackson - 13.06.19
A Fast and efficient service provided. ..
Client - Lincolnshire - 02.07.19
Darren sprang into action as soon as we contacted him. The property we wanted to buy was not straight forward as it needed substantial renovation. Darren engaged with the lender to get an in principle answer initially and it was quickly decided that we could have the mortgage we wanted, with no retentions, so excellent result. I was very impressed how quickly Darren worked and with his level of engagement and detail.
Paul & Deborah - Skegness - 11.07.19
Ashley Lambert was extremely helpful in helping me with my first home. His service was instant replies and advice was exceptional when myself knew very little on what I need. Ashley Lambert was a perfect adviser, answering all my queries in a perfect timely manner. Explained everything so clearly with his superb service. Felt like I had 24/7 service!!! Would definitely recommend to a friend.
Mr Spencer - 23.12.19
Mandy Belt acted very professionally throughout my dealings with her in respect of my application for Equity Release, which was successfully completed during the month of November 2019. It was a pleasure to do business with her and I would not hesitate to avail myself of her services should I need them at a further date. I have no hesitation in recommending her to any potential customers.
Client, Lincolnshire - 11th Jan 2020
Amy Harvey from Your Mortgage Hub has been excellent in arranging my mortgage offer. She helped me from start to finish and was always very quick to respond to my queries and questions. She searched the market and found a deal that suited my needs. I would have no hesitation in recommending Amy for her efficient and professional service.
Client, Lincolnshire - 6th Jan 2020
I would recommend Your Mortgage Hub to anyone wanting to take out Equity Release. The service and help I got was outstanding and the process was made so easy.
Client, Lincolnshire - 15th Jan 2020
Diane has been amazing, she's gone above and beyond for us. We would deffo use her again if we re-mortgage.
Miss A Cash - 10th Oct 2019
Darren has made the process as stress free as possible, has been so helpful and answered all questions. Full of knowledge and couldn't recommend enough. As a first time buyer, it has been so helpful having someone as efficient and helpful.
Amelia Harrison - 5th February 2020
Ashley was tremendously helpful in our renewal process, providing constant communication throughout keeping us in the loop. We were able to contact him any time and he would get back to us swiftly. What can be quite a daunting and time consuming process was made so much easier by Ashley, I would not hesitate in recommending him as the service he provides is second to none. Thank you again for all your help.
Gavin Jones - 26th January 2020
Thank you Diane Beckett, who was recommended by a friend, as we were being pressurised, uncomfortably by another company. None of this from Diane, who stepped in explained the process clearly, was professional but friendly, extremely helpful, always answered queries quickly and found the right product. We wouldn't hesitate to recommend Diane to anyone and will certainly use Your Mortgage Hub in the future.
Cheryl & Lewis - Derbyshire - 8th February 2020
We were guided through the whole process by Jenny Holt, who was fantastic from start to finish. The initial meeting felt effortless, and from that point on we were continually kept up to date with our application, and she was always available to answer our many questions. Having never bought a new build before, Jenny talked us through the whole process step by step, highlighting many things that we would never have thought of and saving us a lot of time/stress in the process. The service was first class, and I couldn't recommend Jenny highly enough.
Neil & Debbie - Leicester - 12th March 2020
Darren was very accommodating to my circumstance and provided a professional service to find the right product to suit despite facing major disruption due to the current Covid-19 crisis so thank you Darren. I will be recommending you to anyone needing financial advice
Mr Codd, Alford - 23rd June 2020
Mandy Belt has always put my interests first by giving sound and trustworthy advice, and even in these troubled times, has always been on the end of a phone for me to contact. I would not hesitate to recommend her to anyone. The service and support has always been exceptional.
Equity Release client - 15th May 2020
Mandy gave us clear and unbiased advice and explained all of our options to us in a friendly and easily understood way. At no time did we feel under any pressure to commit to anything. She kept us fully informed at every stage. I would have no hesitation in recommending to family and friends.
Colin & Susan Hewes - 15th May 2020
Ashley Lambert has been a fantastic broker! I’ve had no previous experience in buying a property and he has been consistent, helpful, supportive and gone over and above throughout the process. He has communicated with me continuously and has always given trustworthy advice. The service has been 110% and I would not hesitate in recommending him to anyone! He has made me feel secure throughout the whole process especially when I had any concerns or worries, he worked tirelessly to ensure I could get the best deal in the time needed.
Miss L Pawlyszyn, Winterton - 18th May 2020
Ash made the whole process extremely easy for us, everything was done so quickly, even though we were sorting things in the middle of lockdown. He was able to answer all of our questions, no matter when we asked and gave us really helpful advice. Ash ensured that we received the best deal, something we don’t think we would’ve found on our own. He gave us lots of advice on other aspects of house buying, which we really appreciated. We couldn’t have asked for a better service and would definitely recommend.
E Orwin & H James, Scunthorpe - 1st June 2020
Mrs Mandy Belt has always acted in a very professional manner whilst always being very friendly, nothing was too much trouble to explain any queries we had. We would certainly recommend her services to all our friends.
Colin & Joyce Taylor - 3rd June 2020
Mandy was very helpful and informative about the options available to us. She helped us select the best option for us. She answered all our questions promptly and if she didnt know the answers, she obtained them in a speedy manner.
Equity Release client - 3rd June 2020
Darren understood my unique financial requirements fully, and was able to find me the most suitable product. Furthermore, he was always on hand to answer any questions and provide me with trustworthy and punctual advice. I would recommend him to anyone.
Kyle, Boston - 11th June 2020
Diane Beckett was recommended to me, and I'm so glad she was. Diane has supported me from identifying the best mortgage through to completion. Diane kept me updated every step of the way and always responded promptly to my calls and emails. She always had my best interests at the heart of everything she did to ensure I was getting the best deal to meet my needs. She liaised between all the agencies involved on my behalf which took all of the stress associated with arranging a mortgage away from me. I absolutely wouldn't hesitate to recommend Diane to anyone looking to get a mortgage/remortgage. Thank you Diane.
Ms A Purkis - 12th June 2020
Darren was very helpful in the process and as a first-time buyer he made sure to explain everything whilst ensuring that I understood the information. His communication level was very good, he responded in good time and ensured that I was in receipt of all the paperwork. I felt the advice provided was in my best interests and I felt well catered to. The service provided was first class and I would recommend his services to family and friends. His professionalism from start to finish was good. .
Client, Peterborough - 5th May 2020
Amy has worked really hard for us in arranging our remortgage with a capital raise. Working with us through the Covid 19 lockdown when the market was volatile and changeable of a daily basis, Amy managed to find us a great product that met all our needs. I will be recommending Amy to all my Family, colleagues and friends..
Mr & Mrs Plummer - Lincs - 7th May 2020
We highly recommend Darren, as we wouldn't have obtained our offer as swiftly during these difficult times (Coronavirus pandemic).
Mr & Mrs Waudby, Holbeach - 10th May 2020
I recently used Ashley Lambert for the purchase of my new property, he's so helpful, understanding and professional, you can tell he really cares about getting you the best deal. He's always available and answers any questions almost instantly, he made the whole process so straight forward, I can't recommend him enough.
Charlotte & Andrew Green (Scunthorpe) - 18th February 2020
Our mortgage advisor, Ashley Lambert, has been very helpful, friendly and always considered our interests. He always found time to assist us with everything. We recommend him to our friends; we are very content with the way he helped us. The support given has been tremendous. We are pleased that he was assigned to us.
Mrs Maija Vitola-Broka and Mr Oskars Broks-Vitols - 19th February 2020
Ashley was professional and helpful from the 1st conversation. He was able to answer all questions in a knowledgeable manner in language that I could understand. He worked tirelessly to help me with the purchase of my new home. I have, and would highly recommend him to anyone needing mortgage advice.
Pete Wright (Scunthorpe) - 20th February 2020
Darren has been so helpful and always responded quickly. We are first time buyers and having Darren really helped put our minds at rest as everything was explained clearly. He kept us well informed throughout each stage of the process. I would highly recommend him to anyone. Thank you so much for all your help.
Sarah Sanderson, Lincolnshire - 1st March 2020
Darren was brilliant, he was very helpful and professional, whenever I emailed him with a question, he emailed me straight back, I would recommend Darren in the future. Thank you very much.
Mr Dobbs, Peterborough - 27th April 2020
Amy has been amazing during our mortgage application. We didn't have the easiest of rides with the purchasing which meant we had to make multiple changes to the DIP and Offer to make sure it kept in line with the changes that were occurring this side. Amy was always one step ahead and constantly kept me posted. I've never had to chase her for an update which has made the whole process a whole lot smoother and stress free. She has always put our interests first and made sure we had the best possible mortgage offer that suited our situation. Her service has always been exceptional and consistent. We would highly recommend her to anyone. In fact we already have, as my brother is using her for his mortgage now too. We cannot thank Amy enough for her assistance.
Jo & Marc - Cheshire - 23rd March 2020